Effective Date: 21 September 2024 

Terms & Conditions

Welcome to www.saskiaclements.com (the "Site"). By accessing or using our services, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our Site.

1. Acceptance of Terms

By using this Site, you affirm that you are at least 18 years old or are using the Site with the consent of a parent or guardian.

2. Services Provided

We offer coaching services and downloadable courses focused on personal development. The content is for informational and educational purposes only and does not constitute professional advice.

3. User Accounts

To access certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.

4. Payment Terms

All payments for services and courses are processed through secure payment methods. You agree to provide accurate payment information and to pay all fees associated with your purchase.

5. Refund Policy

Given the nature of our products and services, we do not offer refunds once a purchase is completed, except in cases where a specific refund policy is clearly stated at the time of purchase. If you experience any issues with the content or have concerns, please reach out to us through our contact form, and we will do our best to assist you.

6. Intellectual Property

All content on the Site, including text, graphics, logos, and software, is the property of Saskia Clements and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our express written permission.

7. User Conduct

You agree not to:

• Use the Site for any unlawful purpose.
• Transmit any harmful or disruptive code.
• Attempt to gain unauthorized access to our systems.

8. Limitation of Liability

To the fullest extent permitted by law, Saskia Clements shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or services.

9. Indemnification

You agree to indemnify and hold harmless Saskia Clements, its affiliates, and their respective directors, officers, employees, and agents from any claims, damages, losses, or expenses arising out of your use of the Site.

10. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site after any changes constitutes your acceptance of the new terms.

11. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of New Zealand.

12. Contact Us

If you have any questions about these Terms and Conditions, please CONTACT US